Mortgage Checklist

Mortgage ChecklistAnswer the following questions “true” or “false” to help you and your lender find the mortgage that is right for you.____    The difference in real interest I pay for different loans is important to me.


____    I want to own my home “free and clear” by retirement.


____    I plan to keep the house for many years.


____    I plan to own the home for a short period.


____    I have a fixed income.


____    I worry about inflation and rising interest rates.


____    I prefer a constant payment amount to one that varies.


____    I am sure that my earnings will keep pace with inflation.


____    I think changes in the adjustable rate will average out to be equal to or better than the current fixed rate.


The amount of money I have for a down payment and closing costs is:   ____________
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